Our Unwavering Commitment: Acting as Your Fiduciary

Choosing a financial advisor is a decision built on trust. You need confidence that the advice you receive is objective, knowledgeable, and solely focused on helping you achieve your unique goals. At Portus Wealth Advisors, we believe this trust is paramount, which is why we are proud to partner with you as your fiduciary financial advisor – one who operates under the fiduciary standard, the highest standard of care in the financial industry.

What Does It Mean to Be a Fiduciary?

A fiduciary financial advisor/planner is legally and ethically obligated to act in the best interests of their clients. This isn’t just a philosophy; it’s a requirement. Understanding the role of a fiduciary advisor is crucial when selecting financial guidance. Key aspects of this duty include:

• Duty of Loyalty: We must place your interests above our own and those of our firm. This means striving to avoid conflicts of interest and providing full, fair disclosure of any potential conflicts that might arise.
• Duty of Care: We must act with the skill, prudence, and diligence expected of financial professionals. Our advice must be based on thorough analysis and tailored to your specific circumstances.
• Transparency: We believe in clear communication about our services, our compensation, and any factors relevant to our advisory relationship.

This fiduciary standard differs significantly from the “suitability” standard that governs many brokers and insurance agents, which only requires that recommendations be suitable, not necessarily what is optimally best for the client.

Why Our Fiduciary Duty Matters – Especially for Charlotte Business Owners

While all clients benefit from working with a fiduciary advisor, the standard holds particular importance for business owners in the Charlotte community:

• Interconnected Finances: Your business success and personal financial well-being are deeply linked. Fiduciary advice ensures recommendations consider your entire picture objectively, without bias towards solutions that might benefit one area (or the advisor) at the expense of another.
• Navigating Complexity: Business owners face intricate financial decisions regarding retirement plans, tax strategies, succession planning, risk management, and more. The fiduciary standard ensures we focus on guiding these critical decisions on your best outcome.
• Minimizing Conflicts: By putting your interests first, the fiduciary standard inherently minimizes the risk of receiving advice influenced by commissions or incentives tied to specific products.

The Portus Wealth Advisors Fiduciary Promise

As your fiduciary financial advisor, Portus Wealth Advisors is committed to upholding the fiduciary standard in every aspect of our client relationships.

This promise means:

• Objective Advice: Our recommendations are based on rigorous analysis and what we genuinely believe is best suited to help you achieve your financial goals.
• Transparent Practices: We communicate clearly about the compensation for our advisory services and disclose any potential conflicts should they ever arise.
• Client-Centric Approach: Your goals, values, and unique circumstances drive our planning process and recommendations.
• Long-Term Partnership: We focus on building lasting relationships based on trust and providing guidance that supports your financial well-being over the long run.

Our commitment to the fiduciary standard is integral to our firm’s core values of integrity, transparency, and dedicated partnership with the Charlotte business owners we serve.

Experience the Fiduciary Difference

We believe that acting as your fiduciary is fundamental to providing the high level of personalized, objective financial guidance our clients deserve. It fosters the trust necessary for a successful and enduring advisory relationship.

If you have questions about the fiduciary standard or want to learn more about how Portus Wealth Advisors puts your best interests first, please don’t hesitate to reach out.

Ready to partner with a fiduciary financial advisor committed to your best interests?

Contact us today to schedule a consultation.

Call Us: 704-936-0084